(5) A listing of retail banking providers (together with hrs of operation, out there loan and deposit items, and transaction fees) frequently made available with the bank's branches and descriptions of material differences in The provision or cost of products and services at particular branches, if any.

(6) A map of every facility-based evaluation region and, as relevant, Every single retail lending assessment spot showing the boundaries of the region and figuring out the census tracts contained in the area, either around the map or in a very separate listing; and

The Board considers Local community improvement loans and Neighborhood progress investments allotted pursuant to paragraph I.b of appendix B to this part.

상세하게 안내해 드리지 못하는 점 양해 부탁 드립니다. 모두가 행복한 인터넷

The Board may perhaps approve a system soon after thinking about the criteria in paragraph (h)(3) of the area and when it decides which the bank has delivered enough justification for your approach and every element of the system as necessary in paragraph (d) of the segment.

To acquire supporting conclusions for borrower distributions of shut-stop house property finance loan loans, little small business loans, and smaller farm loans, the Board evaluates the financial institution's overall performance by evaluating the Borrower Lender Metric to effectiveness ranges, based on the Borrower Market place Benchmark, Borrower Neighborhood Benchmark, and multipliers, as explained in paragraphs V.d and V.e of appendix A to this section.

(iv) Irrespective of whether to solicit extra general public enter or require the bank to offer any added response to community enter previously obtained.

A lender that received a below “Satisfactory” institution score during its most up-to-date examination have to involve in its public file a description of its present-day attempts to further improve its efficiency in assisting to fulfill the credit wants of its overall Group.

The dollar quantity on the constrained purpose financial institution's Local community development loans and Group improvement investments that profit or serve the Condition or multistate MSA and an assessment with the effect and responsiveness of Those people loans and investments, as provided in § 228.fifteen.

구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.

An intermediate lender or a little financial institution for which automobile loans are an item line may perhaps obtain and manage inside of a structure on the bank's selecting, such as within an Digital type prescribed from the Board, here until the completion of the lender's up coming CRA examination in which the information are evaluated, the data explained in paragraphs (a)(2)(iii)(A) as a result of (F) of the area for every vehicle loan originated or bought by the lender over the evaluation period of time.

(4) The selection and dollar volume of Local community growth loans and Group improvement investments described as originated or bought inside Just about every facility-primarily based assessment spot, each State during which the financial institution contains a department, Every multistate MSA through which a lender contains a department in two or maybe more States of the multistate MSA, and nationwide region outside of these States and multistate MSAs.

(iii) The bank's document of lending to and, as acceptable, partaking in other retail and Group development lending-connected pursuits for borrowers of various money levels and companies and farms of different sizes;

) The array of retail banking expert services and retail banking products provided as a result of electronic shipping devices and various supply units; and